INTRODUCING:
HAPPY & RICH
A 6 month mastermind for women physicians
March - August, 2025
You didn’t work this hard to settle for “just fine.”
Design Your Life Workshop - Jan 18th, 2025
In Happy & Rich, you’ll discover how to design the life you love—with expert coaching, life-changing insights, and the support of a high-level community of like-minded women physicians—all while using money as a tool to create more time, freedom, and joy.
You’re a smart, accomplished woman physician—but when it comes to money and designing the life you truly want, you might feel:
You thought you would have this figured it out by now.
You thought your career would provide financial freedom.
You thought you would have an amazing life with the finances in place, but let’s be honest thats not how it is.
You're stuck in an endless cycle of earning, spending, and wondering where your money actually goes.
And when you finally carve out time to think about your future? The overwhelm of your to-do list pulls you right back into survival mode.
The result of all of this? Frustration and shame.
What If It Didn’t Have to Be This Way?
Imagine instead:
- No longer dreading Sunday nights: Instead, you’ll look forward to your week because your schedule is designed around what matters most to you—not just your clinical hours.
- Making confident financial decisions: You’ll know exactly where your money is going—whether it’s toward taking a dream vacation, cutting back clinic hours, or funding your kids’ education—without second-guessing yourself.
- Working smarter, not harder: Imagine leaving work with charts done (this will give you back at least 10 whole days back annually!).
- Feeling deeply fulfilled in your daily life: Picture yourself leaving work on time, fully present for dinner with your family or enjoying a solo coffee break without feeling guilty.
- Waking up with time, energy, and freedom: Whether it’s starting your day with a workout, booking spontaneous trips, or finally launching that passion project, you’ll have the clarity and bandwidth to pursue what lights you up.
This isn’t a far-off fantasy—it’s a life that's possible and what you’ll create in Happy & Rich, with expert guidance, a supportive community, and a roadmap to your ideal life.
The Happy & Rich Mastermind Approach
Most financial programs focus on numbers—how much you’re earning, saving, or cutting back. But in Happy & Rich, we take a different approach. We focus on your life first—because money isn’t the goal, it’s the tool that powers your dream life.
Think of your life like a wheel. At the center is financial clarity—fueling every part of your life. When your money is aligned with your goals, every area—your career, your health, your relationships—starts to thrive.
That’s why this isn’t just about mastering your money—it’s about creating alignment across your entire life so you can stop surviving and start thriving.
MONEY: The tool that propels all areas of your life
Self: Your inner world and mindset
Career: Thriving in your professional life
Family & Romance: Deepening connections with those who matter most
Vitality: Your physical and mental well-being
Relationships: Nurturing friendships and building community
Fun: Prioritizing adventure, hobbies, and joy
So, what does designing your wealthy life actually look like inside Happy & Rich?
- High-Level Support: Personalized coaching and strategy to help you make aligned life and money decisions.
- Big-Picture Life Design: Clarity on exactly what your ideal life looks like—and a roadmap to create it.
- Money Mastery: No boring spreadsheets or restrictions—just empowering financial clarity that fuels your goals.
- Accountability + Community: A small group of supportive women physicians who will cheer you on and hold you accountable.
- Transformational Results: You’ll leave with more time, energy, and joy—and a life that feels expansive.
“I no longer hate my job. I’m taking trips with my family now instead of later.”
“As a lower earning physician, I believed that I could not create the type of wealth that other women could. I thought I’d be stuck in a job I didn’t love forever because I had to.
"I joined Money for Women Physicians to learn a bit more about my finances to get a better handle on things and maybe learn some new ways to invest. Fast forward and now I own 2 cash flowing rental properties. I never thought I would be able to do this.
"Not only that but my confidence has skyrocketed in other areas of my life. I know I am a great mom. I no longer hate my job. I’m taking trips with my family now instead of later. “
Dr. Jessica C.
Program Overview
In Happy & Rich, you’ll get personalized support, expert coaching, and a proven process to help you build your wealthy life over six months.
What You Get:
- 6 Months of Expert Coaching and Growth
- 2 Group Deep-Dive Calls per month: Get expert guidance and hot-seat coaching.
- Weekly Check-Ins: Stay aligned and accountable with ongoing touch points.
- Private Community: Connect daily with like-minded women physicians for support and celebration.
- Special Guest Workshops: Exclusive trainings on topics like career pivots, investing, and life design.
- The Vault: Access to prior workshops, expert calls and modules from my signature personal finance course Money for Women Physicians.
- CME: The mastermind is eligible for up to 15 category 1 AMA credits.
How do I know?
Because I’ve done it and I’ve witnessed hundreds of women physicians, just like you, do the same.
Hi! I'm Bonnie Koo. I’m a master certified life & money coach, author of Defining Wealth for Women, a dermatologist, mom and partner.
I know what it's like to have "made it" and secretly struggle with money. (Despite making multiple six figures I never seemed to have enough money.)
When I learned that the way I think about money affects how much money I have AND learned what really grows money – it changed everything. And now?
I’ve replaced my physician salary doing something I love more 🥰.
I have money coming in from multiple income sources.
And now I only do what’s fun and meaningful to me as a physician - teach and staff resident clinics.
I’ve since taught thousands of women to completely change their relationship with money and have more of it.
I’ve witnessed women fall back in love with their job, go part time, create businesses, become real estate investors – and most importantly, I watched woman after woman step into confidence and peace of mind around her money.
You can do it too.
"If you have dreams to achieve, you need this course!"
“I’ve always worked for organizations that wanted physicians to see a certain number of patients per day, toe the line, etc. I dreamed of opening my own private practice, where I could practice medicine in an integrative way that really helped people, but I had no idea how to get that off the ground.
“So when I discovered Bonnie, her message about ‘you should have choices about the way you practice medicine’ really resonated with me. Because of what I learned in the course, I was able to purchase commercial office space, which is something I wouldn’t have known about if not for Bonnie. I’m about a month away now from opening my own practice and I couldn’t be more thrilled.
“Bonnie shifted my mindset about so many things, which is helping me follow my dreams. She’s just so relatable and inspirational, and the course community is full of supportive, like-minded people who all want to achieve similar things.”
Dr. Val C.
Money as a Tool
Money is a powerful tool that you must master. I've distilled the 4 essential steps to creating financial freedom on your terms:
1 - Know Your Mind: Learn the truth behind 90% of your money struggles - how you think about money. You'll examine where you are now and how to think differently so you can have more confidence around money.
2 - Know Your Money: Look at your numbers so you can know where your money's been going and learn how to spend purposefully.
3 - Grow Your Money: Make decisions on how to make your money work for you not the other way around.
4 - Mind Your Money: You'll make sure your money is protected. You'll continue to grow your mind - your best incoming producing asset and watch your material assets grow as well.
When you master these core skills, financial freedom is inevitable.
TOPICS INCLUDE:
MONEY MINDSET
Most of us grow up thinking about money in a way that prevents us from ever becoming wealthy. You'll learn the secrets behind changing that mindset so you can become wealthy.
CASHFLOW
A big source of money stress is not knowing where your money goes—especially when it feels like it all disappears into bills. We don’t use the “b” word (budget) here—it’s all about your Spending Plan.
No scrimping, no deprivation—just clarity. Once you understand your numbers, you’ll see them for what they really are: just numbers. And that simple mindset shift can completely change how you spend and save.
INVESTING
Is your paycheck your only source of income? If so, you’ve set yourself up to fail. The real secret to wealth is to take that money and put it to work making more money via a strategic investing plan that will create long-term, money-making machines for you. In other words, you'll start creating and growing other streams of income.
ASSET PROTECTION
Don’t make all of that money only to lose it! You absolutely need to insure yourself against financial catastrophes. This step is so critical and often-overlooked. I’ll show you exactly which insurances you need and how to prioritize them.
ESTATE PLANNING
Death is inevitable but also unpredictable. What will happen to your family and loved ones after you die? What impact do you want to have in this world? Do you want to create generational wealth? Planning for your estate is the last piece of financial “adulting” you need to learn before we put it all together.
"You will not be disappointed!”
“This course invigorates and motivates women to understand that we can have control and it can be easy to understand despite our busy schedules. I am more motivated to take care of every aspect of my wealth. In addition, this is a wonderful resource for networking!!! You will not be disappointed!”
Dr. Kristina K.
Join
This isn’t just another expense—it’s an investment in your time, your freedom, and the life you’ve always wanted.
Think about everything you’ve achieved as a physician—you’ve invested years of your time, energy, and money into your career. But what about your life outside of work?
The truth is, your most valuable resources aren’t your income—they’re your time, energy, and joy. And when you’re aligned and intentional with your money, you get more of all three.
By joining Happy & Rich, you’re not just learning how to manage your finances—you’re learning how to create a life that feels expansive and aligned in every way.
You’ve worked hard to build your career—now it’s time to invest in building the life you want.
Your investment: $10,000 $8,000
(or 3 payments of $3,500 $2,750)
We’re curating a small, high-level group of women physicians for this mastermind. It’s important that this program is the right fit for your goals and the level of support you need.
Limited spots available—once the group is full, doors close.
As a Founding Member, you'll also get:
- An extra month of the mastermind! We officially start in March, but you'll get February as a bonus month.
- A private bonus session with me.
- The Live Wealthy Planner - a gorgeous spiral bound weekly planner that will keep you on track for your life and money goals.
Meet some of our amazing clients
Jessica (Pediatrician)
"If you had told me three years ago that I would have two properties giving me cash flow every month, I would’ve said no way. I felt like I was living paycheck to paycheck."
Agnes (Dermatologist)
"I identify myself as an investor, whereas before I was just someone who works for the money. I dare say this is life-changing."
Christina (Cardiologist)
"I made the decision to quit my job. Now, I work on my terms as a cardiologist—no weekends, no nights, and I only work one week a quarter. It’s so empowering."
Elizabeth (Pediatrician)
"She made me dream bigger. I mean, just to see that there was a much bigger world out there than my practice in Mooresville, North Carolina."
Heidi (Obgyn)
"In the three years—completely different...it's so hard to think back at where I was and where I am now. I was miserable. And now I've completely replaced my clinical income and I'm just continuing to learn and grow. Where am I gonna be in 10 years? It's exciting when you think about it."
Alison (Obgyn)
"I was stuck in the rat race, feeling like a cog in the wheel. Now I feel like I'm more of the wheel. My mindset shift has empowered me to create the life I truly want."
“I told myself that as a physician, I had plenty of time to deal with it later. “
“I took the “ostrich” approach to debt--especially student loans. I told myself that as a physician, I had plenty of time to deal with it later. Now that I’ve taken the course, I realize I have to take control of my finances if I want a good future for my family.
“I’m no longer afraid of my debt and I have a plan to get it under control! I’ve already started investing – something which used to scare me. I highly recommend this course.”
Dr. Kelly
You might be wondering ...
Join
Create the time, freedom, and joy you deserve—while making your money work for you
Your investment: $10,000 $8,000
(or 3 payments of $3,500 $2,750)
Join
Create the time, freedom, and joy you deserve—while making your money work for you
Your investment: $10,000 $8,000
(or 3 payments of $3,500 $2,750)
