Resources

Student Loan Refinancing

Student Loan Refinancing

FIRST REPUBLIC BANK - $200 BACK TO YOU!

The best fixed rates by FAR are with First Republic Bank. What’s the “catch?” You must live near a physical branch (NYC, Boston, Socal, Norcal and others) and use them as your main checking account. This also becomes a private loan and they are not forgiven at death. If you pay back your loans within 2 years you get most of the interest you paid back!

I refinanced part of my student loans with First Republic and have been very happy with their truly personal banking service.

Get started by contacting Kerry Berchtold at kberchtold@firstrepublic.com at 339-235-0419. Don’t forget to mention Wealthy Mom MD to get your $200 once you’re approved!

SPLASH FINANCIAL - $500+ BACK TO YOU!

Splash emphasizes customer service as an essential part of the student loan refinance process and were recently selected as NerdWallet’s 2019 Award Winner in the category of ‘Best Refinancing Lenders: Customer Service’.

They offer fixed and variable rates with terms ranging from 5 to 15 years and allow U.S. citizens to refinance up to $300,000 of student debt.

One of their more unique benefits includes the ability to release a non-spousal co-signer from the refinanced loan after 12 months of on-time payments.

CREDIBLE

Credible makes it really easy to check what rate(s) you will qualify for. The “Kayak” of student loan refinancing, you’ll get rates to several different companies in one place.

Receive a bonus of $750 when you close a loan through Credible.

COMMONBOND

I’m a big fan of CommonBond with their socially minded company. Every time a loan is refinanced they help fund a child’s education abroad. They offer unemployment protection. Refinance with them and receive $200.

Student Loan Advice

Student Loan Advice

Student Loan Planner

If you’ve got six figures of med school loans, Travis from Student Loan Planner can show you how to eliminate student loans as a source of stress in life and how to save every dollar possible while paying them back.

Whether you’re trying to optimize Public Service Loan Forgiveness, decide if you should refinance, choose the right repayment plan, or figure out your tax filing status, he will listen to your concerns and solve them. Even better, you’ll save dozens of hours studying the student loan system that you can spend doing something more enjoyable.

If you’d like to learn more, check out how you can get student loan help here.

Physician Mortgage Loans

Physician Mortgage Loans

Coming soon...

Insurance Agents

Insurance Agents

Physician Financial Services

Lawrence B. Keller, CFP, CLU, ChFC, RHU, LUTCF has been in the insurance and financial services industry since 1990. Unlike medicine, which has a standardized path that physicians must take to gain the education, training and experience requirements necessary to obtain board certification, the insurance and financial services industry does not. Working with an agent that is familiar with the underwriting of both disability and life insurance policies for physicians can all but guarantee a smooth underwriting process in which the desired outcome is likely. He was a speaker for the inaugural White Coat Investor Conference in Park City, Utah in early 2018. While he might not be a doctor’s first phone call regarding their insurance needs, he is often their last.

Set For Life Insurance

Since 1993, Set For Life Insurance has been a national leader in helping thousands of physicians with their disability insurance needs. They have the largest portfolio of available exclusive discounts in the country. Set for Life also has the largest availability of unisex rates nationwide helping women save significantly. As independent brokers, they shop around and help compare plans to find the most suitable policy at the best available price. Jamie Fleischner,CLU, ChFC, LUTCF and President of Set for Life, is known for her responsive, knowledgeable, and down to earth manner when working with her clients. Jamie is a 4th generation Denver native, and enjoys spending time with her family, her dogs, traveling, running, hiking, and giving back to the community. She is a 1st degree blackbelt in Taekwondo.

Pearson Ravitz

Stephanie Pearson, MD, FACOG, brings the experience of a physician into the disability and life insurance market. Injured in the prime of her career, the Board Certified OB/GYN took an unexpected journey to becoming an advocate and advisor for physician insurance. Scott Ravitz, a longtime broker and insurance expert to the medical community, was a natural advisor and behind-the-scenes colleague for Stephanie. Today, the two have officially partnered to offer unique industry insights and expertise with incredible care. Together, Stephanie and Scott advise and advocate for physicians about the importance of protecting life’s most valuable financial assets. The partnership of PearsonRavitz wields the duo’s powerful combined skill set — and has made them sought-after experts on the basics and nuances of disability and life insurance for doctors.

Real Estate

Real Estate Syndications

Alpha Investing

What I love about Alpha Investing is that you’ll always talk to a senior partner of the firm. They are a private group of experienced investors with strong relationships with high quality sponsors. Alpha Investing aggregates investments from its members into a syndicate and invests into sponsor projects – allowing members to access exclusive real estate projects at significantly reduced minimum investments.

 

General Real Estate

Curbside Real Estate

Curbside Real Estate is your concierge service to walk you through the home buying process. They specialize in connecting you with vetted real estate agents, relocation resources, and physician home mortgage brokers and more. Created by Dr. Peter Kim after being frustrated with his first home buying process. Let them help you navigate home buying.

Exclusive bonus for Wealthy Mom MD readers: $100 bonus at closing.

Finance Tools

Finance Tools

LastPass

Tired of remembering passwords? Are you using the same password for all of your websites? (I hope not!) I use LastPass to store all of my passwords and to generate secure passwords. With LastPass Family you can store passwords for the whole family.

You can also designate an emergency contact in case. If you use a personal or virtual assistant you can share passwords via LastPass so you never have to actually share the password. You can revoke access easily as well.

LastPass can also store important files securely. I use this in conjunction with the ICE binder below.

In Case of Emergency Binder

Chelsea of Smart Money Mama’s developed this In Case of Emergency Binder (ICE) for her own family to get organized in the event of, well, an emergency.  Emergencies include not only death, but a natural disaster or severe illness.

Personal Capital

If you're just getting started on your finances, I highly recommend opening an account with Personal Capital. It's free and is the best way to see all of your investment accounts in one place. See how your investments are doing against the S&P 500 and play with retirement scenarios. This is how I view and track my investments.

Credit Parent

Unfortunately freezing your credit may not be enough. Thieves are now targeting your children's credit. It is free to freeze your child’s credit but requires you to do mail all the supporting documents in the mail. Credit Parent makes it easy and saves you the time and hassle in a secure way. We froze Jack’s credit with Credit Parent.

LIVELY HSA

Lively is a Health Savings Account (HSA) platform for individuals that is 100% fee-free. We created a simple and intuitive user experience to help you get the most out of your HSA. Lively HSAs works alongside high deductible health plans to make healthcare easier for everyone. And best of all, you'll never have to worry about hidden fees.

Behind The Scenes

Behind The Scenes

iMark Interactive

Don’t get stuck in a tech rabbit hole trying to run your website. As the content creator and visionary, you’re better off having Grayson and his team at iMark Interactive take care of your website. There are plans to fit every budget.

RKA Ink

Love the new Wealthy Mom MD website? Thank Rachael!

Rachael of RKAink is not only a skilled web & brand designer, she also teaches YOU how to do it. You can either work with her one-on-one or go the guided DIY route with her “Let’s Do Launch” course. What makes Rachael stand out - she combines a beautiful website with a business plan. Most web designers will only deliver a pretty website, Rachael delivers websites that build businesses.

Kajabi

Kajabi is an online platform for your online business. You can literally run your whole business on Kajabi - website + hosting, email list, online course and community. We use Kajabi for our email list, landing pages, and to deliver our courses (wink wink). If I was starting my business from scratch I would also run my website on Kajabi as well.

Try Kajabi FREE for 28 days.

Asana

Ready to totally organize your business? FINCON friends turned me onto Asana to organize my business. I’m not sure how I functioned without it! It is the ultimate project manager and brainstorming tool. You can assign tasks to collaborators and you can easily track and see the progress of each task.

LastPass

We use LastPass to share passwords with our team without compromising security. If you use a personal or virtual assistant you can share passwords via LastPass so you never have to actually share the password. You can revoke access easily as well.

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