Hey woman physician –
You've made it.
You’re smart as F and really good at what you do.
You’re able to quickly diagnose and get your patient on the way to feeling and being better.
But when it comes to money … it’s a whole different story.
If you were as confident (and knowledgeable) with money as you were with putting your patients at ease, you’d be financially free by now.
But every time you open up that book on money, your eyes start glazing over. You’re smart, so why does money – which doesn’t even require a course in biochemistry – feel so impossibly hard?
It seems like everyone else has this money thing all figured out.
So you convince yourself you’re the only one secretly struggling with money.
And before you know it, it’s the end of another week/month/year and you’re hit with that cocktail of frustration, stress and shame from realizing again that you’re so far from where you financially want to be.
I want you to know — there’s nothing wrong with you.
The truth is ...
The reasons why money feels daunting has nothing to do with you.
Truly.
Three reasons:
- Money 101 isn't part of any traditional educational curriculum.
- Most of the money information out there is a one-size-fits-all solution.
- Women are socialized to believe that money is hard and complicated. (Women couldn't own property or get a credit card until this past century!)
That's why it makes sense that you’ve internalized money beliefs (and have no money education to boot) that keep you from achieving your financial goals.
The ridiculous socialization doesn’t just show up in all the financial information out there for women that’s still telling us to spend less (because we are the “spenders”) and that we just need to save more.
It also shows up in our world like this:
Most financial advice was created by men, for men.
(AKA, not you.)
The advice works because it assumes:
- The man is the breadwinner.
- His wife forgoes a career.
- And instead stays home to run the household and raise the children.
So why can’t you just flip that advice? Why can’t your husband or partner do those things instead? Because:
Women who are breadwinners don’t get to be JUST breadwinners.
Especially if they’re also moms.
Taking care of everyone else trumps prioritizing your financial freedom.
And that’s the truth of it right there, isn’t it? That’s the part that most financial bloggers, advisors, and experts get completely and totally wrong.
Society expects you to prioritize your home and family over yourself.
From your mother-in-law who’s miffed you (not her son) didn’t remember to send her a birthday card, to the kindergarten teachers who ask, “...really?” when you tell them you’re not making cupcakes for the Winter Holiday Party.
No wonder it’s been so easy to put this off.
But it doesn’t have to be this way. There is a solution.
When you actively reprogram how you think and feel about money and pair that with the practical money strategies that work for you…
THAT’S when you’ll create financial freedom
The path to financial literacy towards financial freedom starts with unwinding then reprogramming how we’ve been socialized to think and feel about money in addition to learning and mastering strategies.
And when you do that, that’s when you’ll be able to…
Pursue and grow additional streams of income so that you’re no longer solely dependent on your clinical income.
Ask for a raise because you know the value that you provide.
Spend your money purposefully instead of over or under spending based on what you see in your account.
Confidently make money decisions and no longer rely on your financial advisor to tell you what to do.
Feel calmer and relaxed about money no matter what the numbers are.
Have the courage to pursue what your heart really desires - whether that’s starting your dream practice, going part time or pivoting to something completely different.
And here’s the good news…
You don’t need a lobotomy in order to become the kind of person who does this.
The best and fastest way to get there is with expert coaching from someone who has no doubt in your ability to turn your money dreams into reality along with the support of fellow women all doing the same thing.
How do I know?
Because I’ve done it and I’ve witnessed hundreds of women, just like you, do the same.
In case we haven’t met, I’m Dr. Bonnie Koo. I’m a master certified life & money coach, author of Defining Wealth for Women, a dermatologist and mom to the cutest 5 year old boy.
I know what it's like to have "made it" and secretly struggle with money. (Despite making multiple six figures I never seemed to have enough money.)
When I learned this shocking truth: that the way I think about money affects how much money I have and that my beliefs about money were shaped by a society that looks down on money, especially for women – it changed everything. That’s when I gained the confidence to seek out ways of investing my money so that it could work for me, and to actually start investing.
And since then I’ve taught and coached thousands of women to completely change their relationship with money.
Instead of feeling perpetually behind and destined to burn out in their jobs (just to try to get ahead)…I’ve witnessed women fall back in love with their job, go part time, create businesses, become real estate investors – and most importantly, I watched woman after woman step into confidence and peace of mind around her money.
And you know what? You—yes you—can have this too.
Introducing
The money coaching program for women physicians who want to unlock financial freedom.
Live Wealthy marries the magic of life coaching with curated financial strategies.
This isn’t boring, one-size-fits-all money advice by a man.
It’s not a ‘budgeting program’ that’s going to tell you to cut everything you actually enjoy.
This is a 12 month membership program designed by women, for women, to help you realize and implement the pathway to financial freedom that resonates with YOU.
"If you have dreams to achieve, you need this course!"
“I’ve always worked for organizations that wanted physicians to see a certain number of patients per day, toe the line, etc. I dreamed of opening my own private practice, where I could practice medicine in an integrative way that really helped people, but I had no idea how to get that off the ground.
“So when I discovered Bonnie, her message about ‘you should have choices about the way you practice medicine’ really resonated with me. Because of what I learned in the course, I was able to purchase commercial office space, which is something I wouldn’t have known about if not for Bonnie. I’m about a month away now from opening my own practice and I couldn’t be more thrilled.
“Bonnie shifted my mindset about so many things, which is helping me follow my dreams. She’s just so relatable and inspirational, and the course community is full of supportive, like-minded people who all want to achieve similar things.”
Dr. Val C.
Here's what it takes to start Living Wealthy
I've distilled the 4 essential steps to creating financial freedom on your terms:
1 - Know Your Mind: Learn the truth behind 90% of your money struggles - how you think about money. You'll examine where you are now and how to think differently so you can have more confidence around money.
2 - Know Your Money: Look at your numbers so you can know where your money's been going and learn how to spend purposefully.
3 - Grow Your Money: Make decisions on how to make your money work for you not the other way around.
4 - Mind Your Money: You'll continue to grow your mind - your best incoming producing asset and watch your material assets grow as well.
When you master these core skills, financial freedom is inevitable.
The modules are carefully curated so you can get started as quickly as possible (and don't waste time learning things you don't have to know).
Here’s what you will learn in each module:
Module 1:
Money Mindset
Before we ever get into the nuts and bolts of personal finance, we’ll get to the root cause of your financial woes: your money mindset.
Most of us grow up thinking about money in a way that prevents us from ever becoming wealthy. You'll learn the secrets behind changing that mindset so you can become wealthy.
Module 2:
Cashflow
A big piece of the money stress puzzle is simply not knowing what’s happening with your money (aside from the grief of watching all of it go toward paying your monthly bills!). We don’t like to use the “b” word (budget) around here, so instead we call it your Spending Plan.
We don't focus on frugality -- you won't scrimp, save or feel deprived here.
No matter what, you need to understand those numbers before you can even begin addressing them. Again, this is where mindset changes can help you. You’ll learn to see all of those numbers as just numbers. This subtle psychological shift will have a huge impact on your spending.
Most of us approach budgeting backwards. Instead of doing a post-mortem on how you spent, you’ll learn how to plan your spending in advance and spend thoughtfully.
Module 3:
Think Beyond Your Income
Is your paycheck your only source of income? If so, you’ve set yourself up to fail. The real secret to wealth is to take that money and put it to work making more money via a strategic investing plan that will create long-term, money-making machines for you. In other words, you'll start creating and growing other streams of income.
Module 4:
Asset Protection
Don’t make all of that money only to lose it! You absolutely need to insure yourself against financial catastrophes. This step is so critical and often-overlooked. I’ll show you exactly which insurances you need and how to prioritize them.
Module 5:
Your Legacy
Death is inevitable but also unpredictable. What will happen to your family and loved ones after you die? What impact do you want to have in this world? Do you want to create generational wealth? Planning for your estate is the last piece of financial “adulting” you need to learn before we put it all together.
Bonus content includes how to invest money for your kids.
Module 6:
Your Financial Plan
This is the best part - where you put it all together to create the life you want.
“Live Wealthy was the first time someone explained to me what was happening in terms of my money.”
“Based on what I’ve learned in Bonnie’s course, I did a Roth conversion for my retirement accounts and started investing in passive real estate. There’s a lot of high-yield information.
“As doctors, our patients depend on us to explain what is happening to them medically. Bonnie’s course was the first time someone explained to me what was happening in terms of my money. If you have zero financial knowledge like I did, this course can be life-changing.”
Dr. Jyoti B.
Here’s how the program breaks down:
MONEY MINDSET TOOLS
You'll learn powerful cognitive tools to scrub out your money hangups to ensure you carry out and reach your money goals.
MONEY MODULES
All the money stuff you need to know ranging from cash flow, investing, retirement accounts, insurances, estate planning and more.
WORKBOOK + TEMPLATES
A digital program workbook, planner and made-for-you templates to support all the learning and action you’ll be taking.
LIVE COACHING
To ensure your success there are ample opportunities to get coached live every month with Bonnie. Get all your money questions answered. These group sessions are recorded if you can’t make it.
PRIVATE COMMUNITY
24/7 access to a private, members-only community of like minded women to discuss and get support on your journey. No mansplaining or money shaming, ever.
ASK A COACH
Have questions in between the live calls? I got you. Get your questions answered inside our private Facebook group.
STUDY VAULT + BONUS CONTENT
In addition to all of the above, you’ll get access to all of Bonnie's prior workshops and extra bonus lessons with guest teachers and coaches.
"You will not be disappointed!”
“This course invigorates and motivates women to understand that we can have control and it can be easy to understand despite our busy schedules. I am more motivated to take care of every aspect of my wealth. In addition, this is a wonderful resource for networking!!! You will not be disappointed!”
Dr. Kristina K.
Join
Get your money and mindset working *for* you so you can starting living wealthy today
Your 12 month membership includes:
Curated modules
Private and supportive community of like minded women
Live group coaching calls & expert talks
Take the first step towards your financial freedom today.
“Live Wealthy is a course every woman physician needs to take, ASAP."
"You’ll notice your bank account, investment portfolio, and your mind just exploding with growth! That’s what happened to me. If you’re thinking about signing up for Bonnie’s course, you will not be disappointed. Just. Do. It.”
Dr. Kate M.
Your membership includes:
Live Wealthy online program
PDF Program Workbook
Group coaching calls & Expert Talks
Private Members-Only Facebook Community
Up to 40 AMA PRA Category 1 Credits
12 month membership giving you plenty of time to dive in and do the work.
Meet some of our amazing clients
Jessica (Pediatrician)
Agnes (Dermatologist)
Christina (Cardiologist)
Heidi (Obgyn)
Lea (Family Medicine)
You’re smart and resourceful, so you could do this on your own, right?
Yep, you could totally do this solo. But, expecting yourself to know exactly what you need to learn and piece together all the information from a google rabbit-hole …
Well, not only is that going to take a gazillion hours (which you don’t have), it’s like expecting yourself to be fluent in Korean after a season of K-Drama.
Recognizing and unwinding your deep seated money beliefs while learning the money skills you need to know takes time and focus to learn.
And the fastest (and way more fun!) way to get through this process is:
1) having access to the core financial information you need to know and
2) getting expertly coached while being in a supportive community.
That’s exactly what happens inside Live Wealthy.
So not only will you avoid a lotttt of money mistakes the sooner you join, but you’ll start to experience those financial-trajectory-shifting insights the moment you join.
Join
Get your money and mindset working *for* you so you can starting living wealthy TODAY.
Your invesment includes:
Curated modules
Private and supportive community of like minded women
Live group coaching calls & expert talks
12 months so you plenty of time to dive in and do the work.
Take the first step towards your financial freedom today.
"Since starting in the course, I've invested in an index fund, identified another bond fund I want to invest in for longer term goals, and also identified a passive income real estate investment company I'm interested in working with. I've contacted a lawyer for estate planning and bought umbrella insurance."
Dr. Alanna L.
You could hire a financial planner, right?
True.
But, first, they don’t really teach you anything about money.
And they can only officially handle and advise you on stock investments when it comes to investing (so no guidance on how to get started on investing in real estate or starting a side gig).
Second, they charge $5,000 - 10,000 a year, *EVERY* year.
With Live Wealthy, you make a one time investment of $5,000 and you get the financial education that puts YOU in charge of your financial freedom.
There are members inside of Live Wealthy who also choose to have financial planners. But the difference now is they are the CEO of their money. Not the other way around.
And there are members that have let go of their planners because now they feel confident to invest their stock portfolio on their own.
Regardless, when you join Live Wealthy, you’ll be equipped with the skills and knowledge to be in the most powerful position to make the best decision for you.
Join
Get your money and mindset working *for* you so you can starting living wealthy TODAY.
Your invesment includes:
Curated modules
Private and supportive community of like minded women
Live group coaching calls & expert talks
12 months so you plenty of time to dive in and do the work.
Take the first step towards your financial freedom today.
“I no longer hate my job. I’m taking trips with my family now instead of later.”
“As a lower earning physician, I believed that I could not create the type of wealth that other women could. I thought I’d be stuck in a job I didn’t love forever because I had to.
"I joined Live Wealthy to learn a bit more about my finances to get a better handle on things and maybe learn some new ways to invest. Fast forward and now I own 2 cash flowing rental properties. I never thought I would be able to do this.
"Not only that but my confidence has skyrocketed in other areas of my life. I know I am a great mom. I no longer hate my job. I’m taking trips with my family now instead of later. “
Dr. Jessica C.
Live Wealthy is designed to save you YEARS of time spent spinning in money confusion
In case you’re worried you don’t have enough time to give this at the moment, I get it — You have a lot on your plate.
AND the best way to get things off your plate is to have financial freedom.
Money gives you choices, period. When you have more of it, it frees up a lot of time.
That’s why I’ve purposely designed a full financial curriculum that takes < 6 hrs (less on 2x speed!).
Everything within those 6 hours of content is the most valuable, useful and implementable knowledge when it comes to YOU building financial freedom in a way that fits perfectly for you.
This foundational knowledge combined with powerful coaching = the fastest way to reach your financial goals.
Join
Get your money and mindset working *for* you so you can starting living wealthy TODAY.
Your membership includes:
Curated modules
Private and supportive community of like minded women
Live group coaching calls & expert talks
12 month membership giving you plenty of time to dive in and do the work.
Take the first step towards your financial freedom today.
But ... you can do this … later, right?
When you’re a busy physician with a great income, money can easily fall into the important but not urgent to do item. Besides, you have the ultimate back up plan: pick up another shift.
But here’s what's at stake:
- working (a lot) now to have money later (or spending it all now), when you could be creating additional streams of income that allow you to go to 0.8 (or 0.5!) FTE
- the sabbatical in Italy you’ve been daydreaming about and
- whatever else you desire that you've been putting off until "later".
The good news is that diving into your finances, making a plan and making money moves will take a lot less work (and time!) with Live Wealthy.
Knowing you’re taking care of your money for you and your loved ones is the best feeling ever – it’s priceless.
“I told myself that as a physician, I had plenty of time to deal with it later. “
“I took the “ostrich” approach to debt--especially student loans. I told myself that as a physician, I had plenty of time to deal with it later. Now that I’ve taken the course, I realize I have to take control of my finances if I want a good future for my family.
“I’m no longer afraid of my debt and I have a plan to get it under control! I’ve already started investing – something which used to scare me. I highly recommend this course.”
Dr. Kelly
Join
Get your money and mindset working *for* you so you can starting living wealthy TODAY.
Your membership includes:
Curated modules
Private and supportive community of like minded women
Live group coaching calls & expert talks
12 month membership giving you plenty of time to dive in and do the work.
Take the first step towards your financial freedom today.
You might be wondering ...
This program is limited to women physicians with an MD/DO degree or international equivalent.
If you're a physician (MD/DO degree), we are thrilled to offer up to 40 AMA PRA Category 1 Credits™!
We’ve partnered with CMEfy, a company that has created a platform that brings relevant short learning nudges to unlock AMA PRA Category 1 Credits™.
We don't expect anyone to be able to make it to every call (this isn't school!).
We announce the day and time of the calls a month ahead (the calls are not at the same day and time every week to accommodate different schedules).
These calls are recorded and accessible easily via a private podcast.
You can also submit your questions in advance of the calls or post your question in the Facebook group at any time.
Congrats for taking charge of your money! I am all for hiring experts. AND no one will care more about your money than you.
With Live Wealthy, you'll come to meetings empowered with questions and a much deeper understanding of what's going on with your money. In short, you'll be the CEO of your money, not the other way around.
The cognitive tools are for everyone and many of the core financial concepts are U.S. based.
However, we have had non-U.S. based women physicians take the program with no problem!
We have a success guarantee. We are extremely confident in the value of this program.
To be eligible for a full refund we do require you to complete the program workbook, complete Module 1 and the Self Coaching Mastery module, attend or listen to 4 coaching calls, and make a good faith effort to utilize the extensive support and resources in this program.
"This hits the sweet spot of actionable money knowledge combined with training the real tool for making money work for us: our minds.”
Dr. Jessica K.
Join
Get your money and mindset working *for* you so you can starting living wealthy today
Your membership includes:
Curated modules
Private and supportive community of like minded women
Live group coaching calls & expert talks
12 month membership giving you plenty of time to dive in and do the work.
Take the first step towards your financial freedom today.
"I WALKED OUT CREDIT CARD DEBT FREE"
“I was mid-career, looking toward retirement, and realizing that the miracle of compound interest wasn’t so miraculous anymore. I wondered what I could do to be able to live the life I wanted to live—and I wasn’t sure I could find it.
“I started the course with $80,000 of credit card debt. I walked out credit card debt-free. In fact, my husband and I started to renovate our attic so we can better accommodate living long-term with a young adult with special needs.
“But I think my favorite part is the greenhouse I was able to build. Being able to walk in there and have some sunshine—and see green and growing things even in the grey Minnesota months—has saved my sanity more than once during this pandemic.
“And every time I walk into my greenhouse, I think about how this wouldn’t have been possible without two people in particular, and one of those two people is Bonnie. Bonnie, thank you from the bottom of my heart for everything you taught me.”
-Dr Stella E.
Join
Get your money and mindset working *for* you so you can starting living wealthy today.
Take the first step towards your financial freedom today.
