3: How to Deal with Money Anxiety

Are you feeling anxious about money? Today we talk about how to deal with money anxiety or in other words, how to feel better!

Before we get into it, you need to understand the relationship between our primitive brain and our prefrontal cortex, or higher brain and how feeling anxiety evolved from something that was very useful to our survival but rarely is in our modern day.

For most people, anxiety is not a pleasant feeling and most of us will do anything to avoid it. Be sure to listen to the episode to learn an easy process to manage anxiety and download the FREE worksheet to walk you through it!

If you want to uplevel your money and improve your mindset, you need to understand how anxiety works. Why? Because we all face anxiety and likely always will. However, anxiety does not have to result in paralysis and inaction. Instead, by learning what anxiety is and how to process it, you can move through your anxiety more productively. 

Wealthy Mom MD quote on money anxiety

Generally, when people feel anxious, they do one of three things: resist it, avoid it, or react to it. In order to truly deal with anxiety, though, we need to choose to fully experience it. By doing so, we can regain control and reflect more accurately on our situation. 

One of the most important things to remember about anxiety has to do with mindset. All of our feelings come from thoughts and beliefs. The reason that these beliefs become so powerful is because they feel like the truth to us. 

Learning how to turn a more critical eye to the thoughts and beliefs that make us anxious is key. 

The four-step process I recommend is to:

  1. Write down all of your anxieties
  2. Separate out the facts from thoughts, beliefs, and feelings
  3. Pick one thought and question it
  4. Learn to focus on the present

Explore this approach more by downloading my free worksheet and tuning into this episode.

Most of the time, when we are anxious, we are thinking about something that has not happened yet. Anxiety can be so distracting and overwhelming that it keeps us from focusing on the present. While worrying and enduring anxiety can sometimes feel productive, oftentimes it leaves us in a state of inaction. That is why learning to be more present focused, rather than future focused, can be so effective. No one’s life is ever going to be totally free from anxiety. Learning to process it effectively, though, will leave you productive instead of paralyzed. 

In this episode, we also explore:

  • How the primitive brain doesn’t always fit into the modern world
  • What spurs anxiety 
  • The differences between feelings and beliefs
  • A deeper dive into the four-step process to deal with anxiety 
  • My personal experience with processing anxiety with job loss during the pandemic
  • Effective strategies for focusing on the present 

Enjoy the show?

Subscribe to the podcast (on whichever platform you listen on) so you don’t miss an episode! My favorite podcast player is Overcast.

If you love what you’re hearing on the podcast, I would be SO grateful if you left me a review on iTunes. These reviews help other people find this podcast. And you may just hear me read your review on the podcast! To review: click here, then select “Ratings and Reviews” and “Write a Review” and let me know what your favorite part of the podcast is. Thank you!

Featured on the episode:

Get our guide

Sign up to learn the 5 Money Myths Keeping You From True Wealth — so you'll never fall for them again.

Posted in

Recent Posts

19: Why Physicians Make Awesome Entrepreneurs (and why they don’t) with Dr. Una

Apple Podcasts Spotify Stitcher Dr. Una from EntreMD has the lofty goal of helping 80,000 doctors build profitable businesses. That’s why I sat down with her to learn exactly why so many physicians are well-suited for entrepreneurship. In our conversation, we explore these traits, and we also talk about some of the common pitfalls physician…

18: Spending Habits of a FIRE’d Woman Physician

Apple Podcasts Spotify Stitcher Disclosure: Please note that some of the links below are affiliate links. This means that I may receive a commission if you purchase through one of my links. I highly recommend all of the products & services because they are companies that I have found to be helpful and trustworthy. I…

17: How to Stop Overspending

Apple Podcasts Spotify Stitcher Is overspending having unintended effects on your finances? While money itself is neutral, it is important to be intentional with money. Some people, however, feel that overspending is simply a way of life. Let’s explore why typical responses to overspending don’t work and then consider some impactful ways that you can…